Call reports 2026
MOUNT VERNON BANK — 2026
What MOUNT VERNON BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 194,560,000 | 217,557,000 |
| Total loans | 134,034,000 | 143,708,000 |
| Allowance for loan losses | 1,603,000 | 1,849,000 |
| Securities available for sale | 37,181,000 | 41,670,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 180,172,000 | 199,699,000 |
| Interest-bearing deposits | 142,233,000 | 158,314,000 |
| Noninterest-bearing deposits | 37,939,000 | 41,385,000 |
| Equity capital | 12,814,000 | 15,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,901,000 | 6,082,000 |
| Interest expense | 842,000 | 1,729,000 |
| Net interest income | 2,059,000 | 4,353,000 |
| Noninterest income | 173,000 | 378,000 |
| Noninterest expense | 1,513,000 | 3,278,000 |
| Provision for loan losses | 110,000 | 170,000 |
| Pretax income | 596,000 | 1,270,000 |
| Income tax | 0 | 0 |
| Net income | 596,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,894,000 | 21,082,000 |