Call reports 2019
MOUNT VERNON BANK — 2019
What MOUNT VERNON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 134,890,000 | 131,153,000 | 131,079,000 | 129,800,000 |
| Total loans | 79,306,000 | 75,630,000 | 72,713,000 | 70,864,000 |
| Allowance for loan losses | 901,000 | 907,000 | 913,000 | 915,000 |
| Securities available for sale | 36,403,000 | 34,130,000 | 34,138,000 | 31,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,077,000 | 115,338,000 | 114,737,000 | 113,393,000 |
| Interest-bearing deposits | 92,435,000 | 88,090,000 | 82,072,000 | 83,927,000 |
| Noninterest-bearing deposits | 27,642,000 | 27,248,000 | 32,664,000 | 29,467,000 |
| Equity capital | 14,387,000 | 15,240,000 | 15,697,000 | 15,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,920,000 | 4,377,000 | 5,782,000 |
| Interest expense | 220,000 | 431,000 | 654,000 | 873,000 |
| Net interest income | 1,243,000 | 2,489,000 | 3,723,000 | 4,909,000 |
| Noninterest income | 225,000 | 477,000 | 706,000 | 927,000 |
| Noninterest expense | 1,012,000 | 2,076,000 | 3,056,000 | 4,073,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 458,000 | 903,000 | 1,411,000 | 1,805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 458,000 | 903,000 | 1,411,000 | 1,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,998,000 | 15,130,000 | 15,327,000 | 15,410,000 |
| Total capital | 15,899,000 | 16,037,000 | 16,240,000 | 16,325,000 |
| Risk-weighted assets | 86,878,000 | 84,896,000 | 81,041,000 | 80,591,000 |
Machine access — free, no API key
Every figure shown here about MOUNT VERNON BANK — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.