Call reports 2005
MOUNT VERNON BANK — 2005
What MOUNT VERNON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 77,598,000 | 76,011,000 | 79,523,000 | 83,947,000 |
| Total loans | 49,122,000 | 51,058,000 | 53,731,000 | 56,984,000 |
| Allowance for loan losses | 569,000 | 581,000 | 581,000 | 609,000 |
| Securities available for sale | 18,630,000 | 18,890,000 | 18,380,000 | 17,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,929,000 | 64,905,000 | 68,168,000 | 72,765,000 |
| Interest-bearing deposits | 61,345,000 | 59,706,000 | 62,343,000 | 64,772,000 |
| Noninterest-bearing deposits | 5,583,000 | 5,199,000 | 5,825,000 | 7,993,000 |
| Equity capital | 6,932,000 | 7,273,000 | 7,480,000 | 7,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,322,000 | 3,598,000 | 4,929,000 |
| Interest expense | 414,000 | 862,000 | 1,370,000 | 1,922,000 |
| Net interest income | 725,000 | 1,460,000 | 2,228,000 | 3,007,000 |
| Noninterest income | 131,000 | 317,000 | 460,000 | 656,000 |
| Noninterest expense | 624,000 | 1,277,000 | 1,940,000 | 2,570,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 212,000 | 431,000 | 663,000 | 993,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 431,000 | 663,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,731,000 | 6,949,000 | 7,183,000 | 7,094,000 |
| Total capital | 7,300,000 | 7,530,000 | 7,764,000 | 7,703,000 |
| Risk-weighted assets | 50,011,000 | 51,262,000 | 54,838,000 | 58,070,000 |
Machine access — free, no API key
Every figure shown here about MOUNT VERNON BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.