Call reports 2002
SIGNATURE BANK — 2002
What SIGNATURE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 587,323,000 | 695,963,000 | 913,211,000 | 1,079,222,000 |
| Total loans | 138,142,000 | 161,545,000 | 215,810,000 | 299,478,000 |
| Allowance for loan losses | 1,125,000 | 1,513,000 | 1,955,000 | 2,405,000 |
| Securities available for sale | 246,850,000 | 373,096,000 | 508,980,000 | 553,923,000 |
| Securities held to maturity | 96,557,000 | 99,034,000 | 99,959,000 | 100,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,614,000 | 599,709,000 | 720,581,000 | 889,576,000 |
| Interest-bearing deposits | 335,843,000 | 391,187,000 | 476,950,000 | 577,219,000 |
| Noninterest-bearing deposits | 175,771,000 | 208,522,000 | 243,632,000 | 312,358,000 |
| Equity capital | 71,779,000 | 91,018,000 | 91,777,000 | 92,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,493,000 | 10,389,000 | 17,868,000 | 27,886,000 |
| Interest expense | 1,063,000 | 2,363,000 | 4,108,000 | 6,484,000 |
| Net interest income | 3,430,000 | 8,026,000 | 13,760,000 | 21,402,000 |
| Noninterest income | 620,000 | 1,333,000 | 2,289,000 | 2,560,000 |
| Noninterest expense | 8,043,000 | 16,441,000 | 25,378,000 | 34,251,000 |
| Provision for loan losses | 355,000 | 745,000 | 1,207,000 | 1,656,000 |
| Pretax income | -4,173,000 | -7,286,000 | -9,400,000 | -10,038,000 |
| Income tax | 15,000 | 31,000 | 74,000 | 102,000 |
| Net income | -4,188,000 | -7,317,000 | -9,474,000 | -10,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,179,000 | 89,563,000 | 87,679,000 | 87,392,000 |
| Total capital | 73,304,000 | 91,078,000 | 89,634,000 | 89,797,000 |
| Risk-weighted assets | 284,460,000 | 238,035,000 | 353,129,000 | 438,270,000 |