Call reports 2007
FIRST NATIONAL BANK OF GEORGIA — 2007
What FIRST NATIONAL BANK OF GEORGIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 605,518,000 | 620,088,000 | 856,633,000 | 879,287,000 |
| Total loans | 497,286,000 | 515,160,000 | 658,714,000 | 658,162,000 |
| Allowance for loan losses | 6,009,000 | 6,373,000 | 7,699,000 | 12,422,000 |
| Securities available for sale | 63,196,000 | 51,745,000 | 95,042,000 | 122,694,000 |
| Securities held to maturity | 5,527,000 | 4,966,000 | 5,415,000 | 5,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,867,000 | 514,031,000 | 697,377,000 | 708,112,000 |
| Interest-bearing deposits | 441,834,000 | 454,856,000 | 622,355,000 | 638,295,000 |
| Noninterest-bearing deposits | 58,034,000 | 59,175,000 | 75,022,000 | 69,817,000 |
| Equity capital | 48,700,000 | 49,270,000 | 92,068,000 | 87,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,840,000 | 24,116,000 | 40,447,000 | 55,617,000 |
| Interest expense | 5,619,000 | 11,344,000 | 19,001,000 | 26,796,000 |
| Net interest income | 6,221,000 | 12,772,000 | 21,446,000 | 28,821,000 |
| Noninterest income | 1,733,000 | 3,530,000 | 6,175,000 | 8,048,000 |
| Noninterest expense | 4,667,000 | 9,385,000 | 16,379,000 | 23,307,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,500,000 | 10,206,000 |
| Pretax income | 2,912,000 | 6,167,000 | 9,742,000 | 3,356,000 |
| Income tax | 953,000 | 2,004,000 | 3,119,000 | 133,000 |
| Net income | 1,959,000 | 4,163,000 | 6,623,000 | 3,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,409,000 | 49,310,000 | 62,162,000 | 57,765,000 |
| Total capital | 54,418,000 | 55,683,000 | 69,861,000 | 66,348,000 |
| Risk-weighted assets | 522,204,000 | 541,696,000 | 670,191,000 | 682,876,000 |