Call reports 2002
FIRST NATIONAL BANK OF GEORGIA — 2002
What FIRST NATIONAL BANK OF GEORGIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 347,078,000 | 345,583,000 | 359,602,000 | 384,348,000 |
| Total loans | 253,568,000 | 254,736,000 | 272,075,000 | 272,984,000 |
| Allowance for loan losses | 3,706,000 | 3,732,000 | 3,760,000 | 3,772,000 |
| Securities available for sale | 56,334,000 | 55,066,000 | 52,861,000 | 51,460,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,004,000 | 272,218,000 | 278,403,000 | 303,773,000 |
| Interest-bearing deposits | 243,772,000 | 235,992,000 | 236,403,000 | 260,686,000 |
| Noninterest-bearing deposits | 35,231,000 | 36,227,000 | 42,000,000 | 43,087,000 |
| Equity capital | 29,403,000 | 30,918,000 | 32,495,000 | 33,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,041,000 | 11,975,000 | 18,077,000 | 24,115,000 |
| Interest expense | 2,445,000 | 4,647,000 | 6,714,000 | 8,864,000 |
| Net interest income | 3,596,000 | 7,328,000 | 11,363,000 | 15,251,000 |
| Noninterest income | 1,219,000 | 2,520,000 | 4,056,000 | 5,386,000 |
| Noninterest expense | 3,167,000 | 5,913,000 | 8,897,000 | 12,020,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 425,000 |
| Pretax income | 1,576,000 | 3,794,000 | 6,306,000 | 8,199,000 |
| Income tax | 354,000 | 1,282,000 | 2,153,000 | 2,643,000 |
| Net income | 1,222,000 | 2,512,000 | 4,153,000 | 5,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,110,000 | 29,912,000 | 31,056,000 | 31,949,000 |
| Total capital | 32,373,000 | 33,157,000 | 34,492,000 | 35,517,000 |
| Risk-weighted assets | 260,582,000 | 259,082,000 | 274,605,000 | 285,246,000 |