Call reports 2001
FIRST NATIONAL BANK OF GEORGIA — 2001
What FIRST NATIONAL BANK OF GEORGIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 315,088,000 | 329,918,000 | 344,711,000 | 348,661,000 |
| Total loans | 236,490,000 | 255,378,000 | 254,959,000 | 251,720,000 |
| Allowance for loan losses | 3,125,000 | 3,346,000 | 3,478,000 | 3,700,000 |
| Securities available for sale | 45,688,000 | 44,687,000 | 47,576,000 | 56,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,464,000 | 264,688,000 | 278,059,000 | 281,256,000 |
| Interest-bearing deposits | 226,186,000 | 229,725,000 | 241,303,000 | 247,558,000 |
| Noninterest-bearing deposits | 34,278,000 | 34,963,000 | 36,756,000 | 33,698,000 |
| Equity capital | 26,715,000 | 27,448,000 | 28,351,000 | 28,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,645,000 | 13,261,000 | 19,910,000 | 26,301,000 |
| Interest expense | 2,971,000 | 6,064,000 | 9,191,000 | 12,002,000 |
| Net interest income | 3,674,000 | 7,197,000 | 10,719,000 | 14,299,000 |
| Noninterest income | 880,000 | 2,115,000 | 3,254,000 | 4,514,000 |
| Noninterest expense | 2,492,000 | 5,093,000 | 7,917,000 | 10,630,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,837,000 | 3,769,000 | 5,402,000 | 7,304,000 |
| Income tax | 636,000 | 1,309,000 | 1,752,000 | 2,464,000 |
| Net income | 1,201,000 | 2,460,000 | 3,650,000 | 4,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,243,000 | 27,084,000 | 27,589,000 | 28,338,000 |
| Total capital | 29,220,000 | 30,264,000 | 30,810,000 | 31,569,000 |
| Risk-weighted assets | 238,008,000 | 254,233,000 | 257,440,000 | 258,060,000 |