Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 185,894,000 | 185,955,000 | 189,490,000 | 186,000,000 |
| Total loans | 149,632,000 | 155,466,000 | 162,306,000 | 158,146,000 |
| Allowance for loan losses | 1,164,000 | 1,237,000 | 1,285,000 | 1,264,000 |
| Securities available for sale | 22,040,000 | 21,678,000 | 22,634,000 | 22,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,407,000 | 165,836,000 | 166,867,000 | 162,999,000 |
| Interest-bearing deposits | 123,232,000 | 126,525,000 | 125,922,000 | 120,517,000 |
| Noninterest-bearing deposits | 41,175,000 | 39,311,000 | 40,945,000 | 42,482,000 |
| Equity capital | 13,101,000 | 13,214,000 | 13,921,000 | 14,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,401,000 | 8,263,000 | 11,377,000 |
| Interest expense | 1,030,000 | 2,064,000 | 3,139,000 | 4,229,000 |
| Net interest income | 1,638,000 | 3,337,000 | 5,124,000 | 7,148,000 |
| Noninterest income | 57,000 | 115,000 | 196,000 | 260,000 |
| Noninterest expense | 1,045,000 | 2,124,000 | 3,249,000 | 4,482,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 575,000 | 1,178,000 | 1,846,000 | 2,701,000 |
| Income tax | 75,000 | 254,000 | 408,000 | 602,000 |
| Net income | 500,000 | 924,000 | 1,438,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,539,000 | 16,965,000 | 17,180,000 | 17,468,000 |