Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 170,303,000 | 166,721,000 | 170,159,000 | 168,267,000 |
| Total loans | 126,876,000 | 131,432,000 | 137,090,000 | 141,789,000 |
| Allowance for loan losses | 943,000 | 1,019,000 | 1,091,000 | 1,090,000 |
| Securities available for sale | 23,247,000 | 24,117,000 | 24,242,000 | 22,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,721,000 | 151,482,000 | 153,814,000 | 151,312,000 |
| Interest-bearing deposits | 95,031,000 | 89,744,000 | 109,142,000 | 114,702,000 |
| Noninterest-bearing deposits | 60,690,000 | 61,738,000 | 44,672,000 | 36,610,000 |
| Equity capital | 11,455,000 | 12,145,000 | 13,056,000 | 12,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,740,000 | 7,280,000 | 9,832,000 |
| Interest expense | 900,000 | 1,942,000 | 2,965,000 | 4,052,000 |
| Net interest income | 1,276,000 | 2,798,000 | 4,315,000 | 5,780,000 |
| Noninterest income | 65,000 | 124,000 | 185,000 | 243,000 |
| Noninterest expense | 893,000 | 1,844,000 | 2,772,000 | 3,773,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 373,000 | 928,000 | 1,503,000 | 2,025,000 |
| Income tax | 66,000 | 183,000 | 297,000 | 475,000 |
| Net income | 307,000 | 745,000 | 1,206,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,973,000 | 15,613,000 | 15,923,000 | 16,267,000 |