Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 126,646,000 | 137,157,000 | 143,319,000 | 160,702,000 |
| Total loans | 93,536,000 | 106,881,000 | 113,285,000 | 130,887,000 |
| Allowance for loan losses | 650,000 | 725,000 | 799,000 | 873,000 |
| Securities available for sale | 26,395,000 | 26,208,000 | 23,592,000 | 25,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,415,000 | 118,347,000 | 131,156,000 | 136,874,000 |
| Interest-bearing deposits | 76,714,000 | 76,953,000 | 94,928,000 | 99,112,000 |
| Noninterest-bearing deposits | 37,701,000 | 41,394,000 | 36,228,000 | 37,762,000 |
| Equity capital | 10,227,000 | 10,518,000 | 9,667,000 | 11,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,997,000 | 4,809,000 | 6,768,000 |
| Interest expense | 187,000 | 546,000 | 1,098,000 | 1,932,000 |
| Net interest income | 1,225,000 | 2,451,000 | 3,711,000 | 4,836,000 |
| Noninterest income | 48,000 | 105,000 | 168,000 | 232,000 |
| Noninterest expense | 772,000 | 1,559,000 | 2,476,000 | 3,260,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 426,000 | 847,000 | 1,178,000 | 1,508,000 |
| Income tax | 53,000 | 171,000 | 219,000 | 286,000 |
| Net income | 373,000 | 676,000 | 959,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,903,000 | 14,194,000 | 14,478,000 | 14,703,000 |