Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 104,659,000 | 109,095,000 | 113,971,000 | 125,185,000 |
| Total loans | 63,213,000 | 72,494,000 | 78,766,000 | 93,415,000 |
| Allowance for loan losses | 457,000 | 491,000 | 533,000 | 576,000 |
| Securities available for sale | 28,024,000 | 27,987,000 | 26,127,000 | 26,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,981,000 | 99,961,000 | 106,031,000 | 113,377,000 |
| Interest-bearing deposits | 60,069,000 | 63,401,000 | 66,167,000 | 77,805,000 |
| Noninterest-bearing deposits | 33,912,000 | 36,560,000 | 39,864,000 | 35,572,000 |
| Equity capital | 9,285,000 | 7,723,000 | 6,456,000 | 9,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,860,000 | 2,973,000 | 4,233,000 |
| Interest expense | 53,000 | 109,000 | 168,000 | 247,000 |
| Net interest income | 818,000 | 1,751,000 | 2,805,000 | 3,986,000 |
| Noninterest income | 61,000 | 113,000 | 165,000 | 192,000 |
| Noninterest expense | 665,000 | 1,366,000 | 2,136,000 | 3,204,000 |
| Provision for loan losses | 10,000 | 45,000 | 90,000 | 135,000 |
| Pretax income | 204,000 | 453,000 | 744,000 | 839,000 |
| Income tax | 33,000 | 72,000 | 123,000 | 114,000 |
| Net income | 171,000 | 381,000 | 621,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,868,000 | 11,056,000 | 10,975,000 | 13,579,000 |