Call reports 2021
PEOPLES BANK — 2021
What PEOPLES BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 107,030,000 | 113,980,000 | 106,624,000 | 99,464,000 |
| Total loans | 74,109,000 | 75,739,000 | 63,255,000 | 63,951,000 |
| Allowance for loan losses | 403,000 | 418,000 | 430,000 | 445,000 |
| Securities available for sale | 24,677,000 | 25,667,000 | 24,498,000 | 28,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,628,000 | 92,080,000 | 92,933,000 | 86,512,000 |
| Interest-bearing deposits | 60,256,000 | 60,686,000 | 62,070,000 | 56,478,000 |
| Noninterest-bearing deposits | 30,372,000 | 31,394,000 | 30,863,000 | 30,034,000 |
| Equity capital | 8,914,000 | 10,028,000 | 11,321,000 | 11,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 3,071,000 | 4,676,000 | 5,815,000 |
| Interest expense | 75,000 | 134,000 | 206,000 | 264,000 |
| Net interest income | 1,208,000 | 2,937,000 | 4,470,000 | 5,551,000 |
| Noninterest income | 60,000 | 113,000 | 169,000 | 238,000 |
| Noninterest expense | 581,000 | 1,236,000 | 1,860,000 | 2,580,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 672,000 | 1,784,000 | 2,824,000 | 3,239,000 |
| Income tax | 160,000 | 415,000 | 660,000 | 743,000 |
| Net income | 529,000 | 1,369,000 | 2,164,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,852,000 | 9,652,000 | 10,923,000 | 10,729,000 |