Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 67,032,000 | 85,437,000 | 93,536,000 | 97,266,000 |
| Total loans | 39,166,000 | 62,844,000 | 65,501,000 | 61,970,000 |
| Allowance for loan losses | 318,000 | 352,000 | 373,000 | 388,000 |
| Securities available for sale | 15,660,000 | 14,955,000 | 17,574,000 | 19,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,959,000 | 67,089,000 | 71,794,000 | 80,912,000 |
| Interest-bearing deposits | 44,156,000 | 46,653,000 | 49,778,000 | 56,165,000 |
| Noninterest-bearing deposits | 14,803,000 | 20,436,000 | 22,016,000 | 24,746,000 |
| Equity capital | 6,572,000 | 7,095,000 | 7,513,000 | 8,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 598,000 | 1,460,000 | 2,433,000 | 3,458,000 |
| Interest expense | 58,000 | 120,000 | 185,000 | 259,000 |
| Net interest income | 540,000 | 1,340,000 | 2,248,000 | 3,199,000 |
| Noninterest income | 52,000 | 91,000 | 143,000 | 175,000 |
| Noninterest expense | 540,000 | 1,120,000 | 1,726,000 | 2,384,000 |
| Provision for loan losses | 9,000 | 43,000 | 65,000 | 80,000 |
| Pretax income | 43,000 | 393,000 | 725,000 | 1,166,000 |
| Income tax | -3,000 | 60,000 | 119,000 | 223,000 |
| Net income | 46,000 | 333,000 | 606,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,416,000 | 6,703,000 | 6,983,000 | 8,325,000 |