Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,594,000 | 57,890,000 | 59,474,000 | 64,566,000 |
| Total loans | 31,847,000 | 32,102,000 | 33,380,000 | 36,781,000 |
| Allowance for loan losses | 294,000 | 301,000 | 304,000 | 309,000 |
| Securities available for sale | 6,414,000 | 6,008,000 | 4,035,000 | 15,312,000 |
| Securities held to maturity | 12,086,000 | 11,915,000 | 11,451,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,689,000 | 50,345,000 | 51,978,000 | 56,535,000 |
| Interest-bearing deposits | 37,310,000 | 36,984,000 | 39,580,000 | 45,279,000 |
| Noninterest-bearing deposits | 13,378,000 | 13,361,000 | 12,397,000 | 11,256,000 |
| Equity capital | 5,566,000 | 5,778,000 | 5,926,000 | 6,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,096,000 | 1,658,000 | 2,241,000 |
| Interest expense | 41,000 | 85,000 | 130,000 | 180,000 |
| Net interest income | 497,000 | 1,011,000 | 1,528,000 | 2,061,000 |
| Noninterest income | 47,000 | 95,000 | 150,000 | 203,000 |
| Noninterest expense | 402,000 | 800,000 | 1,224,000 | 1,793,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 136,000 | 294,000 | 436,000 | 447,000 |
| Income tax | 15,000 | 36,000 | 53,000 | 45,000 |
| Net income | 121,000 | 258,000 | 383,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,641,000 | 5,777,000 | 5,902,000 | 6,430,000 |
| Total capital | 5,935,000 | 6,078,000 | 6,206,000 | 6,739,000 |
| Risk-weighted assets | 41,521,000 | 42,220,000 | 43,220,000 | 47,428,000 |