Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 53,315,000 | 54,540,000 | 54,790,000 | 54,745,000 |
| Total loans | 28,864,000 | 29,555,000 | 31,795,000 | 32,510,000 |
| Allowance for loan losses | 288,000 | 288,000 | 288,000 | 288,000 |
| Securities available for sale | 6,242,000 | 6,234,000 | 6,154,000 | 6,273,000 |
| Securities held to maturity | 12,846,000 | 12,597,000 | 12,126,000 | 12,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,464,000 | 47,866,000 | 48,083,000 | 47,936,000 |
| Interest-bearing deposits | 35,534,000 | 35,720,000 | 36,069,000 | 36,108,000 |
| Noninterest-bearing deposits | 10,930,000 | 12,147,000 | 12,014,000 | 11,828,000 |
| Equity capital | 5,106,000 | 5,111,000 | 5,094,000 | 5,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 983,000 | 1,507,000 | 2,050,000 |
| Interest expense | 35,000 | 68,000 | 105,000 | 144,000 |
| Net interest income | 451,000 | 915,000 | 1,402,000 | 1,906,000 |
| Noninterest income | 59,000 | 108,000 | 157,000 | 208,000 |
| Noninterest expense | 414,000 | 824,000 | 1,212,000 | 1,607,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 199,000 | 347,000 | 507,000 |
| Income tax | 6,000 | 14,000 | 32,000 | 52,000 |
| Net income | 90,000 | 185,000 | 315,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,324,000 | 5,344,000 | 5,379,000 | 5,519,000 |
| Total capital | 5,612,000 | 5,632,000 | 5,667,000 | 5,807,000 |
| Risk-weighted assets | 40,140,000 | 39,541,000 | 40,478,000 | 43,509,000 |