Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,978,000 | 53,775,000 | 54,413,000 | 54,000,000 |
| Total loans | 28,959,000 | 27,399,000 | 27,892,000 | 29,804,000 |
| Allowance for loan losses | 353,000 | 291,000 | 287,000 | 288,000 |
| Securities available for sale | 2,468,000 | 5,615,000 | 6,131,000 | 5,953,000 |
| Securities held to maturity | 13,266,000 | 13,602,000 | 13,417,000 | 13,382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,956,000 | 46,875,000 | 47,214,000 | 46,964,000 |
| Interest-bearing deposits | 36,177,000 | 35,791,000 | 35,667,000 | 35,904,000 |
| Noninterest-bearing deposits | 10,779,000 | 11,084,000 | 11,547,000 | 11,060,000 |
| Equity capital | 5,011,000 | 5,080,000 | 5,094,000 | 4,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 950,000 | 1,432,000 | 1,910,000 |
| Interest expense | 39,000 | 72,000 | 107,000 | 142,000 |
| Net interest income | 445,000 | 878,000 | 1,325,000 | 1,768,000 |
| Noninterest income | 52,000 | 105,000 | 165,000 | 223,000 |
| Noninterest expense | 412,000 | 847,000 | 1,259,000 | 1,692,000 |
| Provision for loan losses | 0 | -71,000 | -71,000 | -71,000 |
| Pretax income | 85,000 | 207,000 | 302,000 | 370,000 |
| Income tax | 5,000 | 26,000 | 42,000 | 46,000 |
| Net income | 80,000 | 181,000 | 260,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,015,000 | 5,059,000 | 5,080,000 | 5,088,000 |
| Total capital | 5,368,000 | 5,350,000 | 5,367,000 | 5,376,000 |
| Risk-weighted assets | 38,467,000 | 36,693,000 | 38,637,000 | 40,523,000 |