Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,702,000 | 53,437,000 | 51,268,000 | 53,673,000 |
| Total loans | 30,767,000 | 30,935,000 | 29,090,000 | 31,053,000 |
| Allowance for loan losses | 355,000 | 355,000 | 353,000 | 353,000 |
| Securities available for sale | 2,625,000 | 2,591,000 | 1,974,000 | 2,953,000 |
| Securities held to maturity | 13,350,000 | 13,653,000 | 14,262,000 | 13,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,855,000 | 46,033,000 | 44,017,000 | 46,239,000 |
| Interest-bearing deposits | 37,195,000 | 37,043,000 | 34,752,000 | 36,002,000 |
| Noninterest-bearing deposits | 9,660,000 | 8,990,000 | 9,265,000 | 10,237,000 |
| Equity capital | 5,420,000 | 5,428,000 | 4,956,000 | 4,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 985,000 | 1,467,000 | 1,944,000 |
| Interest expense | 45,000 | 88,000 | 127,000 | 166,000 |
| Net interest income | 445,000 | 897,000 | 1,340,000 | 1,778,000 |
| Noninterest income | 48,000 | 107,000 | 160,000 | 213,000 |
| Noninterest expense | 399,000 | 804,000 | 1,199,000 | 1,587,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 200,000 | 301,000 | 404,000 |
| Income tax | 8,000 | 28,000 | 49,000 | 70,000 |
| Net income | 86,000 | 172,000 | 252,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,434,000 | 5,465,000 | 4,973,000 | 4,993,000 |
| Total capital | 5,789,000 | 5,820,000 | 5,326,000 | 5,346,000 |
| Risk-weighted assets | 40,375,000 | 38,782,000 | 37,847,000 | 39,270,000 |