Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,120,000 | 51,991,000 | 51,751,000 | 52,238,000 |
| Total loans | 29,501,000 | 29,664,000 | 31,760,000 | 33,952,000 |
| Allowance for loan losses | 594,000 | 441,000 | 443,000 | 449,000 |
| Securities available for sale | 1,983,000 | 1,882,000 | 1,835,000 | 1,802,000 |
| Securities held to maturity | 10,677,000 | 11,297,000 | 11,821,000 | 11,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,662,000 | 44,621,000 | 44,916,000 | 45,294,000 |
| Interest-bearing deposits | 35,935,000 | 36,181,000 | 37,031,000 | 37,430,000 |
| Noninterest-bearing deposits | 7,727,000 | 8,440,000 | 7,885,000 | 7,864,000 |
| Equity capital | 4,504,000 | 4,743,000 | 4,738,000 | 4,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 1,036,000 | 1,526,000 | 2,032,000 |
| Interest expense | 66,000 | 132,000 | 194,000 | 251,000 |
| Net interest income | 390,000 | 904,000 | 1,332,000 | 1,781,000 |
| Noninterest income | 55,000 | 115,000 | 161,000 | 179,000 |
| Noninterest expense | 381,000 | 778,000 | 1,199,000 | 1,613,000 |
| Provision for loan losses | 0 | -300,000 | -300,000 | -300,000 |
| Pretax income | 64,000 | 541,000 | 594,000 | 647,000 |
| Income tax | 6,000 | 164,000 | 174,000 | 184,000 |
| Net income | 58,000 | 377,000 | 420,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,381,000 | 4,822,000 | 4,847,000 | 4,825,000 |
| Total capital | 4,847,000 | 5,263,000 | 5,290,000 | 5,274,000 |
| Risk-weighted assets | 37,134,000 | 37,142,000 | 37,909,000 | 39,571,000 |