Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,179,000 | 47,363,000 | 46,838,000 | 48,954,000 |
| Total loans | 31,204,000 | 30,808,000 | 30,426,000 | 29,910,000 |
| Allowance for loan losses | 591,000 | 590,000 | 590,000 | 591,000 |
| Securities available for sale | 1,488,000 | 2,005,000 | 2,999,000 | 2,501,000 |
| Securities held to maturity | 7,301,000 | 7,166,000 | 7,818,000 | 7,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,149,000 | 41,475,000 | 40,968,000 | 42,457,000 |
| Interest-bearing deposits | 36,292,000 | 34,645,000 | 34,677,000 | 35,747,000 |
| Noninterest-bearing deposits | 5,856,000 | 6,830,000 | 6,291,000 | 6,710,000 |
| Equity capital | 4,357,000 | 4,413,000 | 4,476,000 | 4,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 962,000 | 1,451,000 | 1,931,000 |
| Interest expense | 76,000 | 149,000 | 218,000 | 287,000 |
| Net interest income | 407,000 | 813,000 | 1,233,000 | 1,644,000 |
| Noninterest income | 55,000 | 90,000 | 189,000 | 203,000 |
| Noninterest expense | 372,000 | 747,000 | 1,154,000 | 1,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 156,000 | 268,000 | 277,000 |
| Income tax | 13,000 | 32,000 | 67,000 | 62,000 |
| Net income | 77,000 | 124,000 | 201,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,220,000 | 4,288,000 | 4,377,000 | 4,321,000 |
| Total capital | 4,664,000 | 4,740,000 | 4,829,000 | 4,769,000 |
| Risk-weighted assets | 35,407,000 | 35,996,000 | 36,059,000 | 35,665,000 |