Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,189,000 | 49,005,000 | 46,556,000 | 46,135,000 |
| Total loans | 26,899,000 | 26,942,000 | 26,563,000 | 28,358,000 |
| Allowance for loan losses | 524,000 | 553,000 | 581,000 | 417,000 |
| Securities available for sale | 4,950,000 | 0 | 500,000 | 0 |
| Securities held to maturity | 2,267,000 | 8,254,000 | 6,010,000 | 9,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,922,000 | 41,835,000 | 40,484,000 | 40,082,000 |
| Interest-bearing deposits | 36,518,000 | 36,028,000 | 35,078,000 | 34,962,000 |
| Noninterest-bearing deposits | 6,404,000 | 5,807,000 | 5,406,000 | 5,120,000 |
| Equity capital | 4,540,000 | 4,496,000 | 4,319,000 | 4,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 875,000 | 1,303,000 | 1,768,000 |
| Interest expense | 153,000 | 293,000 | 423,000 | 543,000 |
| Net interest income | 286,000 | 582,000 | 880,000 | 1,225,000 |
| Noninterest income | 58,000 | 125,000 | 168,000 | 225,000 |
| Noninterest expense | 382,000 | 783,000 | 1,366,000 | 1,935,000 |
| Provision for loan losses | 430,000 | 460,000 | 490,000 | 520,000 |
| Pretax income | -468,000 | -536,000 | -808,000 | -1,005,000 |
| Income tax | -164,000 | -188,000 | -283,000 | -310,000 |
| Net income | -304,000 | -348,000 | -525,000 | -695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,443,000 | 4,384,000 | 4,017,000 | 3,862,000 |
| Total capital | 4,865,000 | 4,805,000 | 4,425,000 | 4,279,000 |
| Risk-weighted assets | 33,691,000 | 33,517,000 | 32,438,000 | 33,577,000 |