Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 50,295,000 | 55,549,000 | 54,296,000 | 53,723,000 |
| Total loans | 36,148,000 | 35,400,000 | 34,547,000 | 33,759,000 |
| Allowance for loan losses | 779,000 | 719,000 | 736,000 | 673,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,550,000 | 12,534,000 | 9,293,000 | 8,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,541,000 | 46,160,000 | 46,308,000 | 47,043,000 |
| Interest-bearing deposits | 38,854,000 | 40,689,000 | 41,962,000 | 42,359,000 |
| Noninterest-bearing deposits | 4,687,000 | 5,471,000 | 4,346,000 | 4,684,000 |
| Equity capital | 4,127,000 | 4,220,000 | 4,373,000 | 4,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,914,000 | 2,954,000 | 3,893,000 |
| Interest expense | 404,000 | 877,000 | 1,378,000 | 1,826,000 |
| Net interest income | 500,000 | 1,037,000 | 1,576,000 | 2,067,000 |
| Noninterest income | 58,000 | 121,000 | 185,000 | 249,000 |
| Noninterest expense | 359,000 | 734,000 | 1,094,000 | 1,484,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 188,000 | 403,000 | 635,000 | 790,000 |
| Income tax | 65,000 | 137,000 | 216,000 | 268,000 |
| Net income | 123,000 | 266,000 | 419,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,030,000 | 4,123,000 | 4,275,000 | 4,328,000 |
| Total capital | 4,524,000 | 4,621,000 | 4,775,000 | 4,814,000 |
| Risk-weighted assets | 39,228,000 | 39,596,000 | 39,761,000 | 38,683,000 |