Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 47,574,000 | 48,830,000 | 48,106,000 | 47,517,000 |
| Total loans | 34,526,000 | 34,125,000 | 36,487,000 | 35,564,000 |
| Allowance for loan losses | 757,000 | 738,000 | 759,000 | 765,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,831,000 | 8,803,000 | 7,574,000 | 6,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,122,000 | 41,895,000 | 41,504,000 | 40,688,000 |
| Interest-bearing deposits | 35,727,000 | 36,811,000 | 36,626,000 | 36,576,000 |
| Noninterest-bearing deposits | 5,395,000 | 5,084,000 | 4,878,000 | 4,113,000 |
| Equity capital | 4,100,000 | 4,207,000 | 4,171,000 | 4,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,582,000 | 2,488,000 | 3,434,000 |
| Interest expense | 297,000 | 649,000 | 1,032,000 | 1,418,000 |
| Net interest income | 473,000 | 933,000 | 1,456,000 | 2,016,000 |
| Noninterest income | 63,000 | 123,000 | 200,000 | 267,000 |
| Noninterest expense | 330,000 | 678,000 | 1,026,000 | 1,377,000 |
| Provision for loan losses | 11,000 | 18,000 | 21,000 | 32,000 |
| Pretax income | 195,000 | 360,000 | 609,000 | 874,000 |
| Income tax | 65,000 | 123,000 | 208,000 | 290,000 |
| Net income | 130,000 | 237,000 | 401,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,003,000 | 4,110,000 | 4,074,000 | 4,257,000 |
| Total capital | 4,479,000 | 4,575,000 | 4,555,000 | 4,733,000 |
| Risk-weighted assets | 37,788,000 | 36,924,000 | 38,183,000 | 37,818,000 |