Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,589,000 | 41,252,000 | 41,539,000 | 40,850,000 |
| Total loans | 30,787,000 | 31,611,000 | 33,053,000 | 32,222,000 |
| Allowance for loan losses | 535,000 | 548,000 | 553,000 | 557,000 |
| Securities available for sale | 255,000 | 269,000 | 269,000 | 250,000 |
| Securities held to maturity | 3,997,000 | 3,497,000 | 2,998,000 | 4,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,878,000 | 35,455,000 | 35,329,000 | 34,541,000 |
| Interest-bearing deposits | 29,739,000 | 30,310,000 | 30,451,000 | 30,155,000 |
| Noninterest-bearing deposits | 4,139,000 | 5,145,000 | 4,878,000 | 4,386,000 |
| Equity capital | 3,053,000 | 3,118,000 | 3,205,000 | 3,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,248,000 | 1,903,000 | 2,546,000 |
| Interest expense | 328,000 | 626,000 | 900,000 | 1,143,000 |
| Net interest income | 294,000 | 622,000 | 1,003,000 | 1,403,000 |
| Noninterest income | 49,000 | 100,000 | 150,000 | 203,000 |
| Noninterest expense | 269,000 | 550,000 | 833,000 | 1,116,000 |
| Provision for loan losses | 15,000 | 30,000 | 46,000 | 61,000 |
| Pretax income | 59,000 | 142,000 | 274,000 | 429,000 |
| Income tax | 22,000 | 50,000 | 94,000 | 149,000 |
| Net income | 37,000 | 92,000 | 180,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,953,000 | 3,009,000 | 3,096,000 | 3,196,000 |
| Total capital | 3,352,000 | 3,420,000 | 3,527,000 | 3,616,000 |
| Risk-weighted assets | 31,757,000 | 32,773,000 | 34,336,000 | 33,430,000 |