Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,804,000 | 40,072,000 | 39,991,000 | 39,615,000 |
| Total loans | 29,807,000 | 29,030,000 | 29,621,000 | 29,994,000 |
| Allowance for loan losses | 483,000 | 511,000 | 535,000 | 513,000 |
| Securities available for sale | 0 | 0 | 0 | 265,000 |
| Securities held to maturity | 4,486,000 | 4,489,000 | 3,993,000 | 3,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,697,000 | 33,880,000 | 33,442,000 | 33,401,000 |
| Interest-bearing deposits | 30,371,000 | 30,247,000 | 30,100,000 | 30,017,000 |
| Noninterest-bearing deposits | 3,326,000 | 3,633,000 | 3,342,000 | 3,384,000 |
| Equity capital | 2,952,000 | 3,021,000 | 3,039,000 | 3,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,629,000 | 2,410,000 | 3,113,000 |
| Interest expense | 454,000 | 900,000 | 1,323,000 | 1,705,000 |
| Net interest income | 359,000 | 729,000 | 1,087,000 | 1,408,000 |
| Noninterest income | 40,000 | 89,000 | 137,000 | 179,000 |
| Noninterest expense | 267,000 | 543,000 | 816,000 | 1,092,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 102,000 | 215,000 | 318,000 | 395,000 |
| Income tax | 37,000 | 81,000 | 116,000 | 143,000 |
| Net income | 65,000 | 134,000 | 202,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,840,000 | 2,914,000 | 2,937,000 | 2,916,000 |
| Total capital | 3,240,000 | 3,305,000 | 3,335,000 | 3,320,000 |
| Risk-weighted assets | 31,936,000 | 31,180,000 | 31,613,000 | 31,653,000 |