Call report 2021Q4
FLORA BANK & TRUST — 2021Q4
The 22 measures FLORA BANK & TRUST reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,197,000 | USD | evidence → |
| Total loans | 44,866,000 | USD | evidence → |
| Allowance for loan losses | 141,000 | USD | evidence → |
| Securities available for sale | 43,539,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,397,000 | USD | evidence → |
| Interest-bearing deposits | 81,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,584,000 | USD | evidence → |
| Equity capital | 9,665,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,784,000 | USD | evidence → |
| Interest expense | 193,000 | USD | evidence → |
| Net interest income | 2,591,000 | USD | evidence → |
| Noninterest income | 488,000 | USD | evidence → |
| Noninterest expense | 2,139,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 904,000 | USD | evidence → |
| Income tax | 167,000 | USD | evidence → |
| Net income | 737,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,688,000 | USD | evidence → |
| Total capital | 9,829,000 | USD | evidence → |
| Risk-weighted assets | 55,765,000 | USD | evidence → |
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