Call reports 2006
FLORA BANK & TRUST — 2006
What FLORA BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,923,000 | 60,799,000 | 58,318,000 | 57,636,000 |
| Total loans | 36,268,000 | 37,352,000 | 36,487,000 | 36,142,000 |
| Allowance for loan losses | 618,000 | 570,000 | 504,000 | 522,000 |
| Securities available for sale | 16,467,000 | 13,152,000 | 14,428,000 | 14,915,000 |
| Securities held to maturity | 150,000 | 150,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,688,000 | 55,467,000 | 52,835,000 | 52,053,000 |
| Interest-bearing deposits | 52,387,000 | 48,304,000 | 46,159,000 | 45,243,000 |
| Noninterest-bearing deposits | 7,301,000 | 7,163,000 | 6,676,000 | 6,810,000 |
| Equity capital | 5,007,000 | 5,054,000 | 5,199,000 | 5,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,748,000 | 2,619,000 | 3,478,000 |
| Interest expense | 380,000 | 777,000 | 1,160,000 | 1,547,000 |
| Net interest income | 479,000 | 971,000 | 1,459,000 | 1,931,000 |
| Noninterest income | 52,000 | 101,000 | 161,000 | 221,000 |
| Noninterest expense | 467,000 | 915,000 | 1,374,000 | 1,813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 157,000 | 246,000 | 339,000 |
| Income tax | 7,000 | 26,000 | 43,000 | 62,000 |
| Net income | 57,000 | 131,000 | 203,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,068,000 | 5,141,000 | 5,214,000 | 5,288,000 |
| Total capital | 5,535,000 | 5,598,000 | 5,662,000 | 5,737,000 |
| Risk-weighted assets | 37,194,000 | 36,436,000 | 35,760,000 | 35,845,000 |
Machine access — free, no API key
Every figure shown here about FLORA BANK & TRUST — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.