Call report 2004Q1
FLORA BANK & TRUST — 2004Q1
The 22 measures FLORA BANK & TRUST reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,182,000 | USD | evidence → |
| Total loans | 54,656,000 | USD | evidence → |
| Allowance for loan losses | 401,000 | USD | evidence → |
| Securities available for sale | 7,407,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,312,000 | USD | evidence → |
| Interest-bearing deposits | 58,354,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,958,000 | USD | evidence → |
| Equity capital | 5,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 940,000 | USD | evidence → |
| Interest expense | 357,000 | USD | evidence → |
| Net interest income | 583,000 | USD | evidence → |
| Noninterest income | 91,000 | USD | evidence → |
| Noninterest expense | 517,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 117,000 | USD | evidence → |
| Income tax | 22,000 | USD | evidence → |
| Net income | 95,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,350,000 | USD | evidence → |
| Total capital | 5,751,000 | USD | evidence → |
| Risk-weighted assets | 52,024,000 | USD | evidence → |
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