Call report 2002Q4
FLORA BANK & TRUST — 2002Q4
The 22 measures FLORA BANK & TRUST reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,219,000 | USD | evidence → |
| Total loans | 51,248,000 | USD | evidence → |
| Allowance for loan losses | 537,000 | USD | evidence → |
| Securities available for sale | 8,801,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,870,000 | USD | evidence → |
| Interest-bearing deposits | 54,175,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,695,000 | USD | evidence → |
| Equity capital | 4,464,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,868,000 | USD | evidence → |
| Interest expense | 1,410,000 | USD | evidence → |
| Net interest income | 2,458,000 | USD | evidence → |
| Noninterest income | 376,000 | USD | evidence → |
| Noninterest expense | 1,743,000 | USD | evidence → |
| Provision for loan losses | 347,000 | USD | evidence → |
| Pretax income | 755,000 | USD | evidence → |
| Income tax | 193,000 | USD | evidence → |
| Net income | 562,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,353,000 | USD | evidence → |
| Total capital | 4,890,000 | USD | evidence → |
| Risk-weighted assets | 48,592,000 | USD | evidence → |