Call reports 2019
FARMERS SECURITY BANK — 2019
What FARMERS SECURITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 59,870,000 | 56,041,000 | 55,821,000 | 57,731,000 |
| Total loans | 35,136,000 | 38,584,000 | 38,377,000 | 35,197,000 |
| Allowance for loan losses | 429,000 | 479,000 | 518,000 | 526,000 |
| Securities available for sale | 11,090,000 | 11,448,000 | 10,685,000 | 10,744,000 |
| Securities held to maturity | 210,000 | 210,000 | 210,000 | 210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,439,000 | 48,885,000 | 45,921,000 | 51,195,000 |
| Interest-bearing deposits | 42,157,000 | 38,503,000 | 36,885,000 | 40,945,000 |
| Noninterest-bearing deposits | 11,282,000 | 10,382,000 | 9,036,000 | 10,250,000 |
| Equity capital | 6,321,000 | 6,502,000 | 6,530,000 | 6,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,195,000 | 1,825,000 | 2,430,000 |
| Interest expense | 67,000 | 135,000 | 207,000 | 282,000 |
| Net interest income | 517,000 | 1,060,000 | 1,618,000 | 2,148,000 |
| Noninterest income | 29,000 | 68,000 | 112,000 | 129,000 |
| Noninterest expense | 364,000 | 733,000 | 1,089,000 | 1,563,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 132,000 | 295,000 | 491,000 | 514,000 |
| Income tax | 25,000 | 58,000 | 105,000 | 108,000 |
| Net income | 107,000 | 237,000 | 386,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,333,000 | 6,438,000 | 6,427,000 | 6,347,000 |
| Total capital | 6,762,000 | 6,917,000 | 6,945,000 | 6,848,000 |
| Risk-weighted assets | 41,291,000 | 42,406,000 | 43,692,000 | 40,087,000 |