Call reports 2017
FARMERS SECURITY BANK — 2017
What FARMERS SECURITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 56,874,000 | 55,871,000 | 54,313,000 | 56,314,000 |
| Total loans | 36,431,000 | 38,965,000 | 40,234,000 | 35,641,000 |
| Allowance for loan losses | 507,000 | 507,000 | 534,000 | 504,000 |
| Securities available for sale | 11,755,000 | 11,635,000 | 10,687,000 | 9,630,000 |
| Securities held to maturity | 495,000 | 210,000 | 210,000 | 210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,982,000 | 49,763,000 | 45,053,000 | 50,233,000 |
| Interest-bearing deposits | 39,663,000 | 36,540,000 | 34,103,000 | 38,783,000 |
| Noninterest-bearing deposits | 11,319,000 | 13,223,000 | 10,950,000 | 11,450,000 |
| Equity capital | 5,742,000 | 5,936,000 | 6,087,000 | 5,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,124,000 | 1,677,000 | 2,275,000 |
| Interest expense | 59,000 | 118,000 | 183,000 | 252,000 |
| Net interest income | 476,000 | 1,006,000 | 1,494,000 | 2,023,000 |
| Noninterest income | 32,000 | 73,000 | 145,000 | 188,000 |
| Noninterest expense | 328,000 | 641,000 | 959,000 | 1,440,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 180,000 | 438,000 | 680,000 | 741,000 |
| Income tax | 60,000 | 150,000 | 234,000 | 278,000 |
| Net income | 120,000 | 288,000 | 446,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,752,000 | 5,915,000 | 6,068,000 | 6,045,000 |
| Total capital | 6,259,000 | 6,422,000 | 6,602,000 | 6,549,000 |
| Risk-weighted assets | 42,037,000 | 43,571,000 | 43,850,000 | 41,126,000 |