Call reports 2016
FARMERS SECURITY BANK — 2016
What FARMERS SECURITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,581,000 | 52,156,000 | 51,408,000 | 55,703,000 |
| Total loans | 37,772,000 | 37,234,000 | 38,110,000 | 34,728,000 |
| Allowance for loan losses | 507,000 | 509,000 | 504,000 | 532,000 |
| Securities available for sale | 8,222,000 | 9,109,000 | 8,144,000 | 9,505,000 |
| Securities held to maturity | 815,000 | 495,000 | 495,000 | 495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,703,000 | 46,429,000 | 45,508,000 | 50,023,000 |
| Interest-bearing deposits | 35,831,000 | 37,639,000 | 34,010,000 | 37,836,000 |
| Noninterest-bearing deposits | 8,872,000 | 8,790,000 | 11,498,000 | 12,187,000 |
| Equity capital | 5,424,000 | 5,577,000 | 5,728,000 | 5,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,143,000 | 1,721,000 | 2,261,000 |
| Interest expense | 52,000 | 107,000 | 165,000 | 221,000 |
| Net interest income | 513,000 | 1,036,000 | 1,556,000 | 2,040,000 |
| Noninterest income | 48,000 | 102,000 | 135,000 | 187,000 |
| Noninterest expense | 314,000 | 647,000 | 966,000 | 1,434,000 |
| Provision for loan losses | 0 | 2,000 | 5,000 | 56,000 |
| Pretax income | 247,000 | 489,000 | 720,000 | 737,000 |
| Income tax | 67,000 | 176,000 | 248,000 | 252,000 |
| Net income | 180,000 | 313,000 | 472,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,367,000 | 5,495,000 | 5,649,000 | 5,637,000 |
| Total capital | 5,874,000 | 6,001,000 | 6,153,000 | 6,134,000 |
| Risk-weighted assets | 40,847,000 | 40,445,000 | 41,165,000 | 39,758,000 |