Call reports 2015
FARMERS SECURITY BANK — 2015
What FARMERS SECURITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 51,430,000 | 50,933,000 | 51,510,000 | 50,621,000 |
| Total loans | 31,510,000 | 35,659,000 | 37,069,000 | 36,659,000 |
| Allowance for loan losses | 508,000 | 508,000 | 507,000 | 508,000 |
| Securities available for sale | 10,708,000 | 9,925,000 | 9,750,000 | 8,508,000 |
| Securities held to maturity | 630,000 | 605,000 | 605,000 | 815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,370,000 | 43,996,000 | 44,509,000 | 45,324,000 |
| Interest-bearing deposits | 37,533,000 | 35,752,000 | 35,834,000 | 35,632,000 |
| Noninterest-bearing deposits | 8,837,000 | 8,244,000 | 8,675,000 | 9,692,000 |
| Equity capital | 4,904,000 | 4,995,000 | 5,189,000 | 5,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 1,012,000 | 1,601,000 | 2,172,000 |
| Interest expense | 51,000 | 103,000 | 159,000 | 213,000 |
| Net interest income | 434,000 | 909,000 | 1,442,000 | 1,959,000 |
| Noninterest income | 40,000 | 91,000 | 145,000 | 191,000 |
| Noninterest expense | 319,000 | 636,000 | 954,000 | 1,397,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 364,000 | 633,000 | 753,000 |
| Income tax | 51,000 | 125,000 | 220,000 | 262,000 |
| Net income | 104,000 | 239,000 | 413,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,830,000 | 4,960,000 | 5,129,000 | 5,192,000 |
| Total capital | 5,278,000 | 5,450,000 | 5,636,000 | 5,694,000 |
| Risk-weighted assets | 35,804,000 | 39,180,000 | 40,568,000 | 40,150,000 |