Call reports 2009
SECURITY BANK OF JONES COUNTY — 2009
What SECURITY BANK OF JONES COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 453,303,000 | 432,712,000 |
| Total loans | 284,296,000 | 277,787,000 |
| Allowance for loan losses | 3,550,000 | 2,931,000 |
| Securities available for sale | 82,946,000 | 75,094,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 387,399,000 | 375,238,000 |
| Interest-bearing deposits | 366,633,000 | 367,996,000 |
| Noninterest-bearing deposits | 20,766,000 | 7,242,000 |
| Equity capital | 25,536,000 | 17,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 4,870,000 | 9,084,000 |
| Interest expense | 3,190,000 | 6,320,000 |
| Net interest income | 1,680,000 | 2,764,000 |
| Noninterest income | 425,000 | 642,000 |
| Noninterest expense | 1,494,000 | 3,152,000 |
| Provision for loan losses | 374,000 | 1,971,000 |
| Pretax income | 707,000 | -1,224,000 |
| Income tax | -351,000 | 5,818,000 |
| Net income | 1,058,000 | -7,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 25,290,000 | 17,199,000 |
| Total capital | 28,734,000 | 20,130,000 |
| Risk-weighted assets | 275,559,000 | 267,516,000 |