Call reports 2008
SECURITY BANK OF JONES COUNTY — 2008
What SECURITY BANK OF JONES COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 385,614,000 | 413,496,000 | 428,581,000 | 442,269,000 |
| Total loans | 288,695,000 | 285,901,000 | 288,653,000 | 283,427,000 |
| Allowance for loan losses | 3,683,000 | 3,215,000 | 3,742,000 | 4,707,000 |
| Securities available for sale | 52,634,000 | 70,759,000 | 70,684,000 | 81,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,096,000 | 354,895,000 | 356,924,000 | 378,294,000 |
| Interest-bearing deposits | 307,997,000 | 335,465,000 | 339,694,000 | 352,011,000 |
| Noninterest-bearing deposits | 20,099,000 | 19,430,000 | 17,230,000 | 26,283,000 |
| Equity capital | 45,378,000 | 40,977,000 | 41,695,000 | 24,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,230,000 | 12,193,000 | 17,914,000 | 23,246,000 |
| Interest expense | 3,441,000 | 6,615,000 | 9,752,000 | 13,003,000 |
| Net interest income | 2,789,000 | 5,578,000 | 8,162,000 | 10,243,000 |
| Noninterest income | 416,000 | 817,000 | 718,000 | 1,163,000 |
| Noninterest expense | 1,418,000 | 5,323,000 | 6,723,000 | 26,337,000 |
| Provision for loan losses | 2,361,000 | 3,900,000 | 4,985,000 | 8,560,000 |
| Pretax income | 181,000 | -2,074,000 | -2,073,000 | -22,713,000 |
| Income tax | 73,000 | 136,000 | 127,000 | -1,205,000 |
| Net income | 108,000 | -2,210,000 | -2,200,000 | -21,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,644,000 | 25,131,000 | 25,148,000 | 24,223,000 |
| Total capital | 28,128,000 | 28,346,000 | 28,641,000 | 27,638,000 |
| Risk-weighted assets | 278,492,000 | 278,428,000 | 279,256,000 | 271,977,000 |