Call reports 2006
SECURITY BANK OF JONES COUNTY — 2006
What SECURITY BANK OF JONES COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 310,939,000 | 316,129,000 | 312,154,000 | 344,479,000 |
| Total loans | 218,949,000 | 222,986,000 | 221,660,000 | 230,621,000 |
| Allowance for loan losses | 2,878,000 | 2,876,000 | 2,877,000 | 2,833,000 |
| Securities available for sale | 40,687,000 | 44,716,000 | 44,711,000 | 66,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,199,000 | 251,435,000 | 251,008,000 | 263,243,000 |
| Interest-bearing deposits | 225,701,000 | 227,983,000 | 230,241,000 | 254,775,000 |
| Noninterest-bearing deposits | 20,498,000 | 23,452,000 | 20,767,000 | 8,468,000 |
| Equity capital | 43,909,000 | 44,933,000 | 46,571,000 | 47,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,560,000 | 9,508,000 | 14,680,000 | 20,135,000 |
| Interest expense | 1,702,000 | 3,763,000 | 6,269,000 | 8,984,000 |
| Net interest income | 2,858,000 | 5,745,000 | 8,411,000 | 11,151,000 |
| Noninterest income | 382,000 | 757,000 | 1,166,000 | 1,557,000 |
| Noninterest expense | 1,245,000 | 2,488,000 | 3,755,000 | 5,034,000 |
| Provision for loan losses | 102,000 | 152,000 | 181,000 | 181,000 |
| Pretax income | 1,893,000 | 3,862,000 | 5,641,000 | 6,792,000 |
| Income tax | 659,000 | 1,345,000 | 1,967,000 | 2,376,000 |
| Net income | 1,234,000 | 2,517,000 | 3,674,000 | 4,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,381,000 | 25,036,000 | 26,192,000 | 26,691,000 |
| Total capital | 26,143,000 | 27,851,000 | 28,976,000 | 29,524,000 |
| Risk-weighted assets | 220,984,000 | 225,105,000 | 222,646,000 | 233,731,000 |