Call reports 2005
SECURITY BANK OF JONES COUNTY — 2005
What SECURITY BANK OF JONES COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 274,340,000 | 279,340,000 | 279,421,000 | 285,796,000 |
| Total loans | 197,681,000 | 199,577,000 | 202,505,000 | 203,999,000 |
| Allowance for loan losses | 2,683,000 | 2,791,000 | 2,819,000 | 2,808,000 |
| Securities available for sale | 44,684,000 | 44,151,000 | 42,231,000 | 41,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,086,000 | 223,127,000 | 220,293,000 | 224,393,000 |
| Interest-bearing deposits | 193,410,000 | 203,483,000 | 200,103,000 | 205,366,000 |
| Noninterest-bearing deposits | 18,676,000 | 19,644,000 | 20,190,000 | 19,027,000 |
| Equity capital | 43,122,000 | 44,480,000 | 45,225,000 | 45,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,777,000 | 7,799,000 | 11,930,000 | 16,308,000 |
| Interest expense | 907,000 | 2,020,000 | 3,358,000 | 4,834,000 |
| Net interest income | 2,870,000 | 5,779,000 | 8,572,000 | 11,474,000 |
| Noninterest income | 304,000 | 640,000 | 1,008,000 | 1,386,000 |
| Noninterest expense | 1,131,000 | 2,252,000 | 3,442,000 | 4,557,000 |
| Provision for loan losses | 197,000 | 345,000 | 435,000 | 470,000 |
| Pretax income | 1,846,000 | 3,822,000 | 5,703,000 | 7,833,000 |
| Income tax | 652,000 | 1,340,000 | 1,988,000 | 2,724,000 |
| Net income | 1,194,000 | 2,482,000 | 3,715,000 | 5,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,555,000 | 23,144,000 | 24,119,000 | 24,605,000 |
| Total capital | 25,010,000 | 25,647,000 | 26,643,000 | 27,124,000 |
| Risk-weighted assets | 196,196,000 | 199,179,000 | 201,691,000 | 201,239,000 |