Call reports 2003
SECURITY BANK OF JONES COUNTY — 2003
What SECURITY BANK OF JONES COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 235,783,000 | 259,149,000 | 250,116,000 | 249,765,000 |
| Total loans | 139,186,000 | 144,825,000 | 148,911,000 | 154,159,000 |
| Allowance for loan losses | 1,956,000 | 2,185,000 | 2,412,000 | 2,363,000 |
| Securities available for sale | 82,161,000 | 65,379,000 | 67,140,000 | 59,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,910,000 | 217,634,000 | 210,461,000 | 202,469,000 |
| Interest-bearing deposits | 192,430,000 | 199,980,000 | 193,295,000 | 186,284,000 |
| Noninterest-bearing deposits | 18,480,000 | 17,654,000 | 17,166,000 | 16,185,000 |
| Equity capital | 23,515,000 | 38,689,000 | 39,110,000 | 40,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,443,000 | 1,104,000 | 4,427,000 | 7,816,000 |
| Interest expense | 1,439,000 | 414,000 | 1,371,000 | 2,223,000 |
| Net interest income | 2,004,000 | 690,000 | 3,056,000 | 5,593,000 |
| Noninterest income | 291,000 | 67,000 | 324,000 | 573,000 |
| Noninterest expense | 881,000 | 353,000 | 1,350,000 | 2,485,000 |
| Provision for loan losses | 135,000 | 45,000 | 150,000 | 195,000 |
| Pretax income | 1,281,000 | 365,000 | 1,886,000 | 3,462,000 |
| Income tax | 465,000 | 155,000 | 613,000 | 1,174,000 |
| Net income | 816,000 | 210,000 | 1,273,000 | 2,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,870,000 | 17,125,000 | 18,097,000 | 18,782,000 |
| Total capital | 24,730,000 | 19,040,000 | 20,011,000 | 20,736,000 |
| Risk-weighted assets | 148,691,000 | 153,298,000 | 152,644,000 | 155,913,000 |