Call reports 2002
SECURITY BANK OF JONES COUNTY — 2002
What SECURITY BANK OF JONES COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 217,032,000 | 216,362,000 | 225,613,000 | 233,766,000 |
| Total loans | 147,547,000 | 149,809,000 | 146,483,000 | 140,864,000 |
| Allowance for loan losses | 1,528,000 | 1,619,000 | 1,650,000 | 1,912,000 |
| Securities available for sale | 49,938,000 | 50,546,000 | 58,996,000 | 76,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,290,000 | 193,369,000 | 201,536,000 | 209,333,000 |
| Interest-bearing deposits | 177,114,000 | 176,096,000 | 182,329,000 | 192,923,000 |
| Noninterest-bearing deposits | 18,176,000 | 17,273,000 | 19,207,000 | 16,410,000 |
| Equity capital | 20,682,000 | 22,128,000 | 23,117,000 | 23,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,701,000 | 7,409,000 | 11,054,000 | 14,633,000 |
| Interest expense | 1,747,000 | 3,386,000 | 5,017,000 | 6,597,000 |
| Net interest income | 1,954,000 | 4,023,000 | 6,037,000 | 8,036,000 |
| Noninterest income | 206,000 | 398,000 | 642,000 | 850,000 |
| Noninterest expense | 748,000 | 1,511,000 | 2,318,000 | 3,341,000 |
| Provision for loan losses | 135,000 | 270,000 | 415,000 | 703,000 |
| Pretax income | 1,279,000 | 2,663,000 | 3,969,000 | 4,887,000 |
| Income tax | 531,000 | 1,062,000 | 1,593,000 | 1,874,000 |
| Net income | 748,000 | 1,601,000 | 2,376,000 | 3,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,758,000 | 21,611,000 | 22,386,000 | 22,248,000 |
| Total capital | 22,286,000 | 23,230,000 | 24,036,000 | 24,113,000 |
| Risk-weighted assets | 151,026,000 | 154,231,000 | 152,589,000 | 149,180,000 |