Call reports 2008
HARVARD STATE BANK — 2008
What HARVARD STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 34,306,000 | 35,125,000 | 37,260,000 | 35,925,000 |
| Total loans | 28,645,000 | 30,084,000 | 31,908,000 | 30,008,000 |
| Allowance for loan losses | 333,000 | 353,000 | 354,000 | 355,000 |
| Securities available for sale | 2,261,000 | 2,233,000 | 2,234,000 | 2,284,000 |
| Securities held to maturity | 380,000 | 305,000 | 520,000 | 520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,811,000 | 24,271,000 | 25,492,000 | 25,303,000 |
| Interest-bearing deposits | 21,902,000 | 22,041,000 | 23,369,000 | 22,474,000 |
| Noninterest-bearing deposits | 2,909,000 | 2,230,000 | 2,123,000 | 2,829,000 |
| Equity capital | 4,670,000 | 4,629,000 | 4,696,000 | 4,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,136,000 | 1,726,000 | 2,286,000 |
| Interest expense | 248,000 | 464,000 | 675,000 | 876,000 |
| Net interest income | 336,000 | 672,000 | 1,051,000 | 1,410,000 |
| Noninterest income | 48,000 | 86,000 | 129,000 | 268,000 |
| Noninterest expense | 231,000 | 517,000 | 766,000 | 1,492,000 |
| Provision for loan losses | 8,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 145,000 | 226,000 | 399,000 | 171,000 |
| Income tax | 48,000 | 75,000 | 132,000 | 48,000 |
| Net income | 97,000 | 151,000 | 267,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,643,000 | 4,621,000 | 4,687,000 | 4,707,000 |
| Total capital | 4,976,000 | 4,974,000 | 5,041,000 | 5,062,000 |
| Risk-weighted assets | 30,084,000 | 31,444,000 | 33,695,000 | 31,883,000 |
Machine access — free, no API key
Every figure shown here about HARVARD STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.