Call reports 2005
TRINITY BANK — 2005
What TRINITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 150,748,000 | 163,440,000 | 163,994,000 |
| Total loans | 104,323,000 | 115,609,000 | 114,745,000 |
| Allowance for loan losses | 1,339,000 | 1,450,000 | 1,486,000 |
| Securities available for sale | 36,666,000 | 39,324,000 | 38,606,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 125,317,000 | 129,270,000 | 133,804,000 |
| Interest-bearing deposits | 116,376,000 | 118,440,000 | 123,757,000 |
| Noninterest-bearing deposits | 8,941,000 | 10,830,000 | 10,047,000 |
| Equity capital | 13,167,000 | 13,739,000 | 13,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 2,108,000 | 4,444,000 | 6,991,000 |
| Interest expense | 866,000 | 1,853,000 | 2,988,000 |
| Net interest income | 1,242,000 | 2,591,000 | 4,003,000 |
| Noninterest income | 196,000 | 417,000 | 612,000 |
| Noninterest expense | 956,000 | 1,980,000 | 3,040,000 |
| Provision for loan losses | 114,000 | 233,000 | 270,000 |
| Pretax income | 368,000 | 795,000 | 1,305,000 |
| Income tax | 138,000 | 300,000 | 493,000 |
| Net income | 230,000 | 495,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 13,629,000 | 13,895,000 | 14,213,000 |
| Total capital | 16,468,000 | 16,845,000 | 17,199,000 |
| Risk-weighted assets | 113,725,000 | 125,313,000 | 125,767,000 |