Call reports 2004
TRINITY BANK — 2004
What TRINITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 127,952,000 | 138,090,000 | 147,490,000 | 150,973,000 |
| Total loans | 94,386,000 | 95,981,000 | 102,374,000 | 102,092,000 |
| Allowance for loan losses | 1,217,000 | 1,151,000 | 1,258,000 | 1,326,000 |
| Securities available for sale | 24,335,000 | 32,738,000 | 32,872,000 | 39,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,816,000 | 115,277,000 | 124,346,000 | 125,726,000 |
| Interest-bearing deposits | 97,028,000 | 106,887,000 | 114,770,000 | 116,581,000 |
| Noninterest-bearing deposits | 7,788,000 | 8,390,000 | 9,576,000 | 9,145,000 |
| Equity capital | 11,739,000 | 11,183,000 | 12,081,000 | 13,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,326,000 | 5,197,000 | 7,253,000 |
| Interest expense | 680,000 | 1,417,000 | 2,194,000 | 3,013,000 |
| Net interest income | 952,000 | 1,909,000 | 3,003,000 | 4,240,000 |
| Noninterest income | 174,000 | 402,000 | 614,000 | 834,000 |
| Noninterest expense | 907,000 | 1,855,000 | 2,818,000 | 3,801,000 |
| Provision for loan losses | 43,000 | 89,000 | 197,000 | 272,000 |
| Pretax income | 177,000 | 370,000 | 607,000 | 1,006,000 |
| Income tax | 0 | 0 | 0 | -923,000 |
| Net income | 177,000 | 370,000 | 607,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,640,000 | 11,835,000 | 12,073,000 | 13,397,000 |
| Total capital | 14,357,000 | 14,486,000 | 14,831,000 | 16,223,000 |
| Risk-weighted assets | 100,928,000 | 102,967,000 | 110,893,000 | 111,621,000 |