Call reports 2003
TRINITY BANK — 2003
What TRINITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 104,956,000 | 113,358,000 | 119,792,000 | 124,545,000 |
| Total loans | 81,656,000 | 87,472,000 | 91,277,000 | 91,636,000 |
| Allowance for loan losses | 1,005,000 | 1,103,000 | 1,163,000 | 1,201,000 |
| Securities available for sale | 17,579,000 | 17,322,000 | 21,251,000 | 21,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,951,000 | 94,916,000 | 98,431,000 | 103,082,000 |
| Interest-bearing deposits | 81,865,000 | 88,851,000 | 91,443,000 | 95,205,000 |
| Noninterest-bearing deposits | 6,086,000 | 6,065,000 | 6,988,000 | 7,877,000 |
| Equity capital | 7,240,000 | 7,326,000 | 11,139,000 | 11,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 3,011,000 | 4,583,000 | 6,236,000 |
| Interest expense | 683,000 | 1,410,000 | 2,126,000 | 2,825,000 |
| Net interest income | 781,000 | 1,601,000 | 2,457,000 | 3,411,000 |
| Noninterest income | 161,000 | 421,000 | 613,000 | 828,000 |
| Noninterest expense | 857,000 | 1,735,000 | 2,632,000 | 3,594,000 |
| Provision for loan losses | 51,000 | 149,000 | 213,000 | 256,000 |
| Pretax income | 37,000 | 150,000 | 240,000 | 405,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 150,000 | 240,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,045,000 | 7,159,000 | 11,296,000 | 11,462,000 |
| Total capital | 9,550,000 | 9,762,000 | 13,959,000 | 14,163,000 |
| Risk-weighted assets | 82,928,000 | 90,292,000 | 95,915,000 | 98,096,000 |