Call reports 2025
BANK OF OLD MONROE, THE — 2025
What BANK OF OLD MONROE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 926,529,000 | 894,510,000 | 953,288,000 | 950,613,000 |
| Total loans | 533,215,000 | 552,588,000 | 605,129,000 | 633,041,000 |
| Allowance for loan losses | 7,526,000 | 7,819,000 | 8,686,000 | 9,143,000 |
| Securities available for sale | 250,821,000 | 279,212,000 | 270,388,000 | 275,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 866,571,000 | 835,538,000 | 859,715,000 | 840,888,000 |
| Interest-bearing deposits | 670,204,000 | 629,856,000 | 638,163,000 | 629,496,000 |
| Noninterest-bearing deposits | 196,367,000 | 205,682,000 | 221,552,000 | 211,392,000 |
| Equity capital | 49,705,000 | 50,524,000 | 60,710,000 | 68,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,490,000 | 25,327,000 | 38,954,000 | 52,924,000 |
| Interest expense | 4,802,000 | 9,397,000 | 14,297,000 | 19,002,000 |
| Net interest income | 7,688,000 | 15,930,000 | 24,657,000 | 33,922,000 |
| Noninterest income | 886,000 | 1,839,000 | 2,925,000 | 3,956,000 |
| Noninterest expense | 3,620,000 | 7,420,000 | 11,376,000 | 16,305,000 |
| Provision for loan losses | 362,000 | 672,000 | 1,537,000 | 2,264,000 |
| Pretax income | 4,821,000 | 9,897,000 | 14,844,000 | 19,499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,821,000 | 9,897,000 | 14,844,000 | 19,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,355,000 | 101,345,000 | 104,259,000 | 108,289,000 |