Call reports 2020
BANK OF OLD MONROE, THE — 2020
What BANK OF OLD MONROE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 412,276,000 | 469,688,000 | 480,273,000 | 498,055,000 |
| Total loans | 269,707,000 | 291,504,000 | 297,768,000 | 294,765,000 |
| Allowance for loan losses | 4,775,000 | 4,774,000 | 4,774,000 | 5,173,000 |
| Securities available for sale | 107,611,000 | 140,501,000 | 146,368,000 | 169,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,773,000 | 370,695,000 | 377,196,000 | 397,598,000 |
| Interest-bearing deposits | 233,622,000 | 249,592,000 | 253,103,000 | 273,069,000 |
| Noninterest-bearing deposits | 91,151,000 | 121,103,000 | 124,093,000 | 124,529,000 |
| Equity capital | 60,471,000 | 66,830,000 | 69,886,000 | 65,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,279,000 | 10,012,000 | 14,480,000 | 18,904,000 |
| Interest expense | 582,000 | 1,040,000 | 1,450,000 | 1,854,000 |
| Net interest income | 3,697,000 | 8,972,000 | 13,030,000 | 17,050,000 |
| Noninterest income | 743,000 | 1,504,000 | 2,585,000 | 3,834,000 |
| Noninterest expense | 2,102,000 | 4,315,000 | 6,630,000 | 9,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 3,700,000 | 7,588,000 | 12,312,000 | 15,252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,700,000 | 7,588,000 | 12,312,000 | 15,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,854,000 | 62,949,000 | 66,312,000 | 61,313,000 |