Call reports 2019
BANK OF OLD MONROE, THE — 2019
What BANK OF OLD MONROE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 370,454,000 | 372,998,000 | 391,825,000 | 391,852,000 |
| Total loans | 242,625,000 | 253,969,000 | 271,961,000 | 263,934,000 |
| Allowance for loan losses | 4,278,000 | 4,452,000 | 4,677,000 | 4,773,000 |
| Securities available for sale | 95,751,000 | 91,193,000 | 86,652,000 | 96,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,930,000 | 303,115,000 | 320,283,000 | 317,879,000 |
| Interest-bearing deposits | 215,593,000 | 219,789,000 | 229,451,000 | 226,609,000 |
| Noninterest-bearing deposits | 90,337,000 | 83,326,000 | 90,832,000 | 91,270,000 |
| Equity capital | 55,830,000 | 58,521,000 | 60,923,000 | 61,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,925,000 | 8,025,000 | 12,289,000 | 16,658,000 |
| Interest expense | 453,000 | 954,000 | 1,615,000 | 2,136,000 |
| Net interest income | 3,472,000 | 7,071,000 | 10,674,000 | 14,522,000 |
| Noninterest income | 610,000 | 1,251,000 | 1,968,000 | 2,689,000 |
| Noninterest expense | 2,082,000 | 4,166,000 | 6,327,000 | 8,769,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,961,000 | 4,109,000 | 6,443,000 | 8,749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,961,000 | 4,109,000 | 6,443,000 | 8,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,683,000 | 56,580,000 | 58,182,000 | 60,348,000 |
| Total capital | 59,302,000 | 60,281,000 | 62,087,000 | 64,240,000 |
| Risk-weighted assets | 288,824,000 | 295,310,000 | 311,616,000 | 310,477,000 |