Call reports 2018
BANK OF OLD MONROE, THE — 2018
What BANK OF OLD MONROE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 355,197,000 | 353,666,000 | 355,569,000 | 365,325,000 |
| Total loans | 214,697,000 | 230,356,000 | 238,179,000 | 237,361,000 |
| Allowance for loan losses | 4,184,000 | 4,185,000 | 4,186,000 | 4,282,000 |
| Securities available for sale | 91,863,000 | 93,213,000 | 89,826,000 | 97,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,332,000 | 297,299,000 | 296,767,000 | 300,704,000 |
| Interest-bearing deposits | 218,891,000 | 216,459,000 | 209,691,000 | 208,548,000 |
| Noninterest-bearing deposits | 81,441,000 | 80,840,000 | 87,076,000 | 92,156,000 |
| Equity capital | 50,208,000 | 50,050,000 | 50,541,000 | 54,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,495,000 | 7,139,000 | 10,921,000 | 14,833,000 |
| Interest expense | 367,000 | 697,000 | 1,054,000 | 1,428,000 |
| Net interest income | 3,128,000 | 6,442,000 | 9,867,000 | 13,405,000 |
| Noninterest income | 614,000 | 1,229,000 | 1,885,000 | 2,478,000 |
| Noninterest expense | 2,095,000 | 4,066,000 | 6,047,000 | 8,189,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,612,000 | 3,460,000 | 5,535,000 | 7,433,000 |
| Income tax | 179,000 | 397,000 | 397,000 | 397,000 |
| Net income | 1,433,000 | 3,063,000 | 5,138,000 | 7,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,252,000 | 52,934,000 | 54,384,000 | 56,282,000 |
| Total capital | 55,789,000 | 56,443,000 | 57,924,000 | 59,864,000 |
| Risk-weighted assets | 282,335,000 | 280,015,000 | 282,562,000 | 285,822,000 |