Call reports 2017
BANK OF OLD MONROE, THE — 2017
What BANK OF OLD MONROE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 334,561,000 | 337,174,000 | 341,059,000 | 346,114,000 |
| Total loans | 211,564,000 | 214,777,000 | 215,992,000 | 223,079,000 |
| Allowance for loan losses | 5,986,000 | 5,724,000 | 5,747,000 | 4,183,000 |
| Securities available for sale | 85,514,000 | 89,256,000 | 93,078,000 | 93,093,000 |
| Securities held to maturity | 211,000 | 201,000 | 194,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,047,000 | 283,349,000 | 284,868,000 | 288,343,000 |
| Interest-bearing deposits | 212,659,000 | 212,929,000 | 209,109,000 | 213,997,000 |
| Noninterest-bearing deposits | 69,388,000 | 70,420,000 | 75,759,000 | 74,346,000 |
| Equity capital | 47,779,000 | 49,740,000 | 51,080,000 | 52,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,445,000 | 6,862,000 | 10,301,000 | 13,792,000 |
| Interest expense | 261,000 | 537,000 | 819,000 | 1,101,000 |
| Net interest income | 3,184,000 | 6,325,000 | 9,482,000 | 12,691,000 |
| Noninterest income | 531,000 | 1,149,000 | 1,816,000 | 2,472,000 |
| Noninterest expense | 1,905,000 | 3,785,000 | 5,751,000 | 7,863,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,500,000 |
| Pretax income | 1,811,000 | 3,711,000 | 5,608,000 | 9,063,000 |
| Income tax | 534,000 | 1,110,000 | 1,655,000 | 3,081,000 |
| Net income | 1,277,000 | 2,601,000 | 3,953,000 | 5,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,523,000 | 49,834,000 | 51,186,000 | 52,834,000 |
| Total capital | 51,769,000 | 53,135,000 | 54,523,000 | 56,220,000 |
| Risk-weighted assets | 256,905,000 | 261,695,000 | 264,536,000 | 270,060,000 |