Call reports 2016
BANK OF OLD MONROE, THE — 2016
What BANK OF OLD MONROE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 316,888,000 | 311,567,000 | 316,923,000 | 323,952,000 |
| Total loans | 184,387,000 | 188,953,000 | 206,618,000 | 212,392,000 |
| Allowance for loan losses | 5,868,000 | 5,868,000 | 5,873,000 | 5,977,000 |
| Securities available for sale | 107,963,000 | 95,602,000 | 81,163,000 | 85,855,000 |
| Securities held to maturity | 243,000 | 227,000 | 214,000 | 192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,110,000 | 257,331,000 | 261,917,000 | 268,726,000 |
| Interest-bearing deposits | 200,670,000 | 197,901,000 | 197,345,000 | 202,709,000 |
| Noninterest-bearing deposits | 58,440,000 | 59,430,000 | 64,572,000 | 66,017,000 |
| Equity capital | 45,052,000 | 48,760,000 | 49,382,000 | 47,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,132,000 | 6,275,000 | 9,325,000 | 12,546,000 |
| Interest expense | 294,000 | 550,000 | 799,000 | 1,034,000 |
| Net interest income | 2,838,000 | 5,725,000 | 8,526,000 | 11,512,000 |
| Noninterest income | 560,000 | 1,256,000 | 1,934,000 | 2,591,000 |
| Noninterest expense | 1,705,000 | 3,425,000 | 5,120,000 | 7,073,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,859,000 | 4,021,000 | 5,804,000 | 7,254,000 |
| Income tax | 565,000 | 1,150,000 | 1,686,000 | 2,215,000 |
| Net income | 1,294,000 | 2,871,000 | 4,118,000 | 5,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,220,000 | 46,797,000 | 48,044,000 | 48,965,000 |
| Total capital | 48,170,000 | 49,757,000 | 51,172,000 | 52,193,000 |
| Risk-weighted assets | 233,079,000 | 233,870,000 | 247,523,000 | 255,473,000 |