Call reports 2015
BANK OF OLD MONROE, THE — 2015
What BANK OF OLD MONROE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 306,049,000 | 311,003,000 | 309,166,000 | 313,198,000 |
| Total loans | 179,225,000 | 180,149,000 | 178,578,000 | 186,802,000 |
| Allowance for loan losses | 5,880,000 | 5,881,000 | 5,898,000 | 5,863,000 |
| Securities available for sale | 102,096,000 | 107,882,000 | 106,782,000 | 98,838,000 |
| Securities held to maturity | 316,000 | 298,000 | 275,000 | 256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,407,000 | 248,419,000 | 249,987,000 | 251,336,000 |
| Interest-bearing deposits | 199,458,000 | 197,598,000 | 195,488,000 | 192,107,000 |
| Noninterest-bearing deposits | 50,949,000 | 50,821,000 | 54,499,000 | 59,229,000 |
| Equity capital | 41,286,000 | 40,644,000 | 42,804,000 | 44,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,065,000 | 6,084,000 | 9,150,000 | 12,313,000 |
| Interest expense | 285,000 | 561,000 | 825,000 | 1,096,000 |
| Net interest income | 2,780,000 | 5,523,000 | 8,325,000 | 11,217,000 |
| Noninterest income | 515,000 | 1,107,000 | 1,694,000 | 2,265,000 |
| Noninterest expense | 1,565,000 | 3,088,000 | 4,733,000 | 6,552,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 1,766,000 | 3,509,000 | 5,275,000 | 6,528,000 |
| Income tax | 443,000 | 992,000 | 1,432,000 | 1,780,000 |
| Net income | 1,323,000 | 2,517,000 | 3,843,000 | 4,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,296,000 | 42,842,000 | 44,168,000 | 45,073,000 |
| Total capital | 44,049,000 | 45,664,000 | 47,080,000 | 48,043,000 |
| Risk-weighted assets | 217,114,000 | 222,735,000 | 229,959,000 | 234,708,000 |