Call reports 2014
BANK OF OLD MONROE, THE — 2014
What BANK OF OLD MONROE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 308,657,000 | 308,611,000 | 307,323,000 | 292,791,000 |
| Total loans | 144,575,000 | 146,502,000 | 160,038,000 | 173,540,000 |
| Allowance for loan losses | 5,293,000 | 5,362,000 | 5,363,000 | 5,434,000 |
| Securities available for sale | 133,079,000 | 137,147,000 | 120,382,000 | 99,145,000 |
| Securities held to maturity | 422,000 | 381,000 | 355,000 | 333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,160,000 | 267,827,000 | 264,052,000 | 244,657,000 |
| Interest-bearing deposits | 224,951,000 | 221,552,000 | 219,296,000 | 196,077,000 |
| Noninterest-bearing deposits | 46,209,000 | 46,275,000 | 44,756,000 | 48,580,000 |
| Equity capital | 35,540,000 | 37,913,000 | 39,697,000 | 40,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,882,000 | 5,836,000 | 8,830,000 | 11,736,000 |
| Interest expense | 439,000 | 863,000 | 1,274,000 | 1,643,000 |
| Net interest income | 2,443,000 | 4,973,000 | 7,556,000 | 10,093,000 |
| Noninterest income | 425,000 | 874,000 | 1,345,000 | 1,823,000 |
| Noninterest expense | 1,474,000 | 2,936,000 | 4,421,000 | 6,206,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,361,000 | 2,351,000 | 3,948,000 | 5,238,000 |
| Income tax | 217,000 | 390,000 | 585,000 | 805,000 |
| Net income | 1,144,000 | 1,961,000 | 3,363,000 | 4,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,182,000 | 38,999,000 | 39,987,000 | 40,909,000 |
| Total capital | 40,720,000 | 41,522,000 | 42,616,000 | 43,596,000 |
| Risk-weighted assets | 200,300,000 | 199,018,000 | 207,567,000 | 212,186,000 |